For a home purchase in Miami
The City of Miami program applies to eligible properties within City of Miami limits. Check the property's city and county record; Miami-Dade County and neighboring municipalities are not interchangeable.
Applicants use approved counseling and participating lenders. The lender submits the complete application package to the city, so coordinate program requirements before choosing a closing timeline.
City of Miami: First-Time Homebuyer Program
The public agency sets eligibility, funding and application rules. This resource is not a Mortgage Boutique partner or a promise of assistance.
Put the monthly cost in context.
Check taxes for the actual property, obtain an insurance estimate, and review association charges or assessments where relevant. A nearby property’s payment is not a reliable substitute for your own costs. Build a budget for maintenance and reserves as well as the loan payment.
Model the monthly paymentPlanning a commercial property?
Separate the address, intended use and borrowing purpose from the homebuyer resources above. A city home-purchase program is not a commercial financing program. Prepare the property’s income and expense picture, occupancy, equity, intended amortization and maturity, then ask an appropriate professional which financing path fits.
Explore the commercial pathFind a professional you can verify.
Check the provider’s business identity, applicable state authorization and secure application channel. Mortgage Boutique does not currently offer verified broker introductions in Miami. Use this guide to prepare your questions and independently evaluate providers.