For a home purchase in San Francisco
San Francisco's downpayment-assistance programs have distinct eligibility and property rules. Check which program applies to the intended primary residence and household before relying on assistance.
Review the loan's repayment and appreciation-sharing obligations, the approved-lender process and current funding-reservation requirements. Assistance should be evaluated as part of the full ownership plan, not assumed to be an unrestricted grant.
San Francisco Mayor's Office of Housing and Community Development: DALP Manual
The public agency sets eligibility, funding and application rules. This resource is not a Mortgage Boutique partner or a promise of assistance.
Put the monthly cost in context.
Check taxes for the actual property, obtain an insurance estimate, and review association charges or assessments where relevant. A nearby property’s payment is not a reliable substitute for your own costs. Build a budget for maintenance and reserves as well as the loan payment.
Model the monthly paymentPlanning a commercial property?
Separate the address, intended use and borrowing purpose from the homebuyer resources above. A city home-purchase program is not a commercial financing program. Prepare the property’s income and expense picture, occupancy, equity, intended amortization and maturity, then ask an appropriate professional which financing path fits.
Explore the commercial pathFind a professional you can verify.
Check the provider’s business identity, applicable state authorization and secure application channel. Mortgage Boutique does not currently offer verified broker introductions in San Francisco. Use this guide to prepare your questions and independently evaluate providers.